Claim Guardians Maximizes Your Insurance Settlement in Wilmington, NC.
Wilmington properties face hurricanes, tropical storms, and coastal flooding. When your insurance company underpays or denies your claim, our NC-licensed public adjusters fight to get you the maximum legal settlement. You pay nothing unless we win.
Property Damage Risks Specific to Wilmington and New Hanover County.
Insurance companies operating in New Hanover County know these risks — and they train their adjusters to minimize what they pay you. Here's what we fight for.
Hurricane and tropical storm damage
Wilmington is ground zero for Atlantic hurricanes hitting North Carolina. Hurricane Florence (2018) made direct landfall near Wrightsville Beach and caused $24 billion in damage. The city has been hit by more named storms than almost any other US metro. Insurance companies use 'wind vs. water' disputes to deny coastal claims.
Learn about our storm claim process →Flood and water damage
Coastal NC faces unique flood risks from storm surge, river flooding, and heavy rainfall. Many Wilmington homeowners discover after a storm that their policy excludes certain flood types. We identify every source of coverage and fight for maximum payment.
Learn about our water damage process →Roof and structural wind damage
Wilmington's hurricane-force winds tear off roofing, damage siding, and compromise structural integrity. Insurance adjusters often claim damage is 'cosmetic' when it actually compromises the building envelope. Our licensed estimators document every deficiency.
Learn about denied claim appeals →Every Type of Property Damage Claim in Wilmington.
Water & Leak Damage
Pipe bursts, hidden moisture, flood
Hurricane & Storm
Wind, hail, tropical storm impact
Roof Damage
Structural failures, hail hits, leaks
Fire & Smoke
Structural loss and smoke assessment
Mold Damage
Post-water exposure documentation
Denied & Underpaid
Appeals and forced full payment
Three Steps to Your Maximum Settlement in Wilmington.
Free property inspection
Our NC-licensed adjusters visit your Wilmington property and document all damage — including what insurance adjusters miss. This costs you nothing.
We handle the insurance fight
We prepare a comprehensive claim, file all paperwork, and negotiate directly with your insurer. You don't deal with adjusters, calls, or paperwork.
You get your maximum settlement
Settlement check in your hands. We collect our fee only after you get paid. If we don't recover anything, you owe us nothing.
What We Recover for New Hanover County Homeowners.
Your Adjuster vs. Their Adjuster.
✕ Their insurance adjuster
- ⚠️Paid by the insurance company.
- ⚠️Trained to minimize your payout.
- ⚠️Uses policy jargon to exclude coverage.
- ⚠️May blame damage on "pre-existing conditions."
✓ Claim Guardians (your PA)
- ✓You hire us. We work for you.
- ✓We maximize your financial settlement.
- ✓We document every detail of damage.
- ✓No recovery, no fee. Zero risk.
Serving Wilmington and All of New Hanover County.
Our field adjusters respond to claims in Wilmington and surrounding areas including Wrightsville Beach, Carolina Beach, Leland, Hampstead, Surf City, Jacksonville, and all of New Hanover and Pender counties.