Claim Guardians maximizes your property insurance settlement in North Carolina.
Insurance companies underpay property damage claims. Claim Guardians forces your insurer to pay your maximum legal entitlement. We serve homeowners and businesses across all of North Carolina.
North Carolina homeowners are losing money on property claims.
After Hurricane Helene, 25% of NC insurance claims were closed with zero payment. Insurance rates are rising 7.5% in 2025 and another 7.5% in 2026. You deserve a licensed professional fighting for your maximum payout, not theirs.
of NC claims closed with $0 after Helene
NC DOI - Helene aftermath
cumulative insurance rate hikes in NC (2025-2026)
NC Rate Bureau filings
upfront cost with Claim Guardians
Contingency fee - paid only on recovery
Claim Guardians resolves every type of property damage in NC.
Water & leak damage
Hidden moisture and burst pipe damage recovery.
Hurricane & storm
Wind, hail, and severe weather impacts.
Roof damage
Structural roof failures proven to insurers.
Fire & smoke
Structural loss and toxic smoke assessment.
Mold damage
Toxic mold documentation after water exposure.
Denied & underpaid
Appeals and forced full payment.
Three steps. Zero paperwork for you.
Free property inspection
NC-licensed adjusters document all hidden damages at zero cost.
We handle the insurance
We file paperwork and negotiate maximum payout directly with your insurer.
You get paid
Settlement check in your hands. We collect a fee only after you get paid.
Real financial results for NC homeowners.
North Carolina case studies coming soon - current cases shown from FL.
Your adjuster vs. their adjuster.
Their insurance adjuster
- ⚠️The insurance company pays them.
- ⚠️They protect the insurer's budget.
- ⚠️They use legal jargon to limit YOUR payout.
Claim Guardians (your PA)
- ✓YOU hire us.
- ✓We protect your family and property.
- ✓We maximize your financial settlement.
Serving all of North Carolina.
Charlotte, Raleigh, Wilmington, Durham, Greensboro, Winston-Salem, Fayetteville, Asheville, and every county in between. Licensed to operate statewide.
Common questions from NC homeowners.
How much does a public adjuster cost in North Carolina?
When should I hire a public adjuster?
Do you cover storm damage from Hurricane Helene?
Do you offer service in Spanish?
What should you bring to a claim review?
Bring your policy, dated photos, repair estimates or reports, and any insurer letters. If the claim was denied or paid, include the decision and a timeline of communication. The review considers your policy and documented damage; it does not guarantee coverage or a particular settlement.