Successful insurance settlement check
Zero-Cost Property Inspection

Get Your Maximum Legal Settlement.

Tell us about your property damage. Our licensed adjusters will inspect your property, review your policy, and tell you exactly what your insurer legally owes you — at zero cost.

✓ NC, FL & CA Licensed ✓ No Recovery, No Fee ✓ 24/7 Emergency Line ✓ Se Habla Español
Step 1 of 3

Tell us about the damage.

What happened to your property?
🚨

Emergency Situation?

Active fire, water, or storm damage? Call our 24/7 hotline for immediate dispatch.

(305) 804-5489

The Guarantee

  • We find what adjusters miss

    Thermal imaging and moisture meters reveal hidden damage insurance adjusters conveniently "overlook."

  • Zero paperwork for you

    We handle all communication, documentation, and negotiations with your insurer.

  • No recovery, no fee. Period.

    State-regulated percentage collected only after you receive your settlement check.

Recent Results

💧 Water damage — Miami, FL

Insurer offered ~$14,500

$82,300

🌪️ Storm — Fort Myers, FL

⛔ Claim denied

$65,000

🏠 Hail — Charlotte, NC

Insurer offered ~$6,200

$41,800
What happens next

Three Steps After You Submit.

Simple, transparent, and zero risk.

01

We call you within 24 hours

A licensed adjuster reviews your submission and calls to understand your situation. No salespeople — only experts.

02

Free on-site inspection

We visit your property, document all damage with professional equipment, and review your insurance policy for every avenue of recovery.

03

Honest assessment

We tell you exactly what your claim is worth. If we can't improve your outcome, we'll tell you — no hard sell, no pressure.

Common questions

Questions About the Free Claim Review.

How much does the free claim review actually cost?
Nothing. Zero. Our initial property inspection and claim review is completely free. We charge a state-regulated contingency fee only after we successfully recover money for you. If we don't increase your settlement, you pay nothing.
What happens during the free inspection?
A licensed public adjuster visits your property and documents all damage — including hidden damage that insurance adjusters miss — using thermal imaging and moisture detection equipment. We also review your insurance policy to identify every coverage avenue. The visit typically takes 1–2 hours.
Can I get a free review if my claim was already denied?
Absolutely. Many of our cases are denied or underpaid claims. We review the denial letter, gather additional evidence the insurer didn't consider, and fight to reverse the decision. The review costs you nothing.
What states do you serve?
Claim Guardians is licensed in North Carolina, Florida, and California. We serve all cities and counties within these states — from Charlotte and Raleigh in NC, to Miami and Tampa in FL, to Los Angeles and San Diego in CA.
How quickly will you respond?
Within 24 hours for standard requests. For emergencies — active water, fire, or storm damage — call (305) 804-5489 for immediate dispatch.

Licensed Policyholder Advocates in NC, FL & CA

NC DOI LICENSED
FL DFS LICENSED
CA DOI LICENSED
STATE BONDED
NO-FEE GUARANTEE